These are the same steps our staff use when they help someone. "They" means the person who needs help: you, or someone you are helping. Go in order, and call ahead when you can.
1Free help with a plan
National Foundation for Credit Counseling (NFCC)
Nonprofit credit and debt counseling by phone or video
877-360-6322
GreenPath Financial Wellness
Free debt and credit counseling by phone
800-550-1961
· Mon-Thu 8am-10pm ET, Fri 8am-8pm ET, Sat 9am-6pm ET
2A safer loan than payday lenders
First Financial Credit Union - Silver City branch
Small-dollar loans (payday-loan alternative)
505-766-5600
2290 Superior St, Silver City
3Collectors, lawsuits and unfair lenders
New Mexico Department of Justice (Attorney General) - Consumer Protection
Consumer complaints: scams, debt collectors, predatory lenders, bad landlords
505-490-4060
· Statewide phone/online; weekday business hours
New Mexico Legal Aid
Free civil legal aid (local office)
575-388-0091
2005 Hwy 180 W, Suite 500, Silver City
4Lost money they're owed
NM Taxation and Revenue Department - Unclaimed Property
Search for and claim lost money (old paychecks, deposits, refunds, bank accounts
866-285-2996
· Online search 24/7; call center Mon-Fri 8am-4:30pm MT
This guide is general information only, not medical, legal or other professional advice. Places and rules change, so please call before you go. In an emergency, call 911; in a mental health crisis, call or text 988. Disclaimer
Know a better way? Is something out of date?
If a number or place here is wrong, you know a better resource, or you know a better way to help, tell us. We automatically check reliable sources and update supported routine details. Unclear changes and safety guidance go to our staff for review.
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Questions, or want someone to walk through this with you? The Silver City Gospel Mission, 111 S. Texas St., Silver City,
575-388-5071, weekdays 9:00am-1:45pm. Everyone is welcome.