These are the same steps our staff use when they help someone. "They" means the person who needs help: you, or someone you are helping. Go in order, and call ahead when you can.
Use Print these steps at the bottom. Write on your own copy. Nothing you write on paper is sent to this site. Keep account numbers, PINs and passwords off worksheets.
Ask someone you trust to read a bill or work through an example with you. You choose what to share. Never give a helper your bank password or one-time security code.
If essentials still do not fit, open the guide "My bills cost more than my income".
Use these pages on your own or ask a trusted helper to work beside you. A helper can read numbers without keeping your documents or taking control of your money.
This guide is general information only, not medical, legal or other professional advice. Places and rules change, so please call before you go. In an emergency, call 911; in a mental health crisis, call or text 988. Disclaimer
Know a better way? Is something out of date?
If a number or place here is wrong, you know a better resource, or you know a better way to help, tell us. We automatically check reliable sources and update supported routine details. Unclear changes and safety guidance go to our staff for review.
📞 We need volunteers to keep this guide up to date. You can help from home, an hour a week. See how →
Questions, or want someone to walk through this with you? The Silver City Gospel Mission, 111 S. Texas St., Silver City, 575-388-5071, weekdays 9:00am-1:45pm. Everyone is welcome.