These are the same steps our staff use when they help someone. "They" means the person who needs help: you, or someone you are helping. Go in order, and call ahead when you can.
In 2026 the Part B premium is $202.90 a month. It usually comes out of the Social Security check. A Medicare Savings Program pays it, so the check goes up.
2026 monthly income limits (one person / couple):
QMB: about $1,350 / $1,824. Pays Part A and B premiums, deductibles and copays.
SLMB: about $1,616 / $2,184. Pays the Part B premium.
QI: about $1,816 / $2,455. Pays the Part B premium.
New Mexico has no savings (asset) limit for these programs.
Apply with the NM Health Care Authority: online at YES New Mexico (yes.state.nm.us), at the Income Support office, or by phone.
3088 32nd St Bypass, Suite A, Silver City · Lobby Mon-Fri 8:00 am-4:30 pm, closed 12:00-1:30 pm for lunch. Phone line (1-800-283-4465) Mon-Fri 7:00 am-6:30 pm.
People with a Medicare Savings Program, Medicaid or SSI get Extra Help automatically.
Others apply with Social Security. In 2026 the limits are about $1,995 a month for one person ($2,705 for a couple), and savings under about $18,090 ($36,100 for a couple). Their home and car do not count.
This guide is general information only, not medical, legal or other professional advice. Places and rules change, so please call before you go. In an emergency, call 911; in a mental health crisis, call or text 988. Disclaimer
Know a better way? Is something out of date?
If a number or place here is wrong, you know a better resource, or you know a better way to help, tell us. We automatically check reliable sources and update supported routine details. Unclear changes and safety guidance go to our staff for review.
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Questions, or want someone to walk through this with you? The Silver City Gospel Mission, 111 S. Texas St., Silver City, 575-388-5071, weekdays 9:00am-1:45pm. Everyone is welcome.