These are the same steps our staff use when they help someone. "They" means the person who needs help: you, or someone you are helping. Go in order, and call ahead when you can.
Write actual due dates and actual paydays, not monthly averages. In "date to send," allow the processing time stated by the provider. Use the paid column only after payment is made; keep the confirmation separately.
Mark autopay, estimates and installment end dates beside each bill. Do not put account or card numbers on this sheet.
Look down the dates in order. Does a bill need money before the next income arrives? Write who you will call, the amount you can pay and the date you can pay it. A reminder is not a payment arrangement.
For each payday, check the full interval until the next one, including food, medicine and rides. Put any changed due date in writing only after the company confirms it.
This guide is general information only, not medical, legal or other professional advice. Places and rules change, so please call before you go. In an emergency, call 911; in a mental health crisis, call or text 988. Disclaimer
Know a better way? Is something out of date?
If a number or place here is wrong, you know a better resource, or you know a better way to help, tell us. We automatically check reliable sources and update supported routine details. Unclear changes and safety guidance go to our staff for review.
📞 We need volunteers to keep this guide up to date. You can help from home, an hour a week. See how →
Questions, or want someone to walk through this with you? The Silver City Gospel Mission, 111 S. Texas St., Silver City, 575-388-5071, weekdays 9:00am-1:45pm. Everyone is welcome.